Muhammad Makhdoom Bin Jaffar; Humaira Rashid; Ejaz Ahmad; Muhammad Owais Qarni; Ossam Chohan; Qazi Muhammad Yasir Ayub; Danish Irfan. HIGH-TECH EXPORTS AND THE FUTURE OF PAKISTAN’S SERVICE INDUSTRY: EXAMINING THE ROLE OF TECHNOLOGY INVESTMENT, DIGITAL LITERACY, AND ICT EXPORTS IN DRIVING SECTORAL GROWTH. PJSSR 2025, 3, 279-302.